Keller-Lowry Insurance, Inc. Serving Colorado's Insurance Needs Since 1972
 
Keller-Lowry Insurance, Inc.

1777 S. Harrison Street, Suite 700
Denver, Colorado 80210

Phone:
Toll Free:
Fax:
  (303)756-9909
(800)753-9909
(303)756-8818

 
 
 
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- U - Insurance Glossary

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  • Umbrella Liability Policy:
    Provides excess amounts of insurance above the primary policy as well as additional liability coverage's.

  • Underwriter:
    A company employee who decides whether or not the company should assume a particular risk.

  • Underwriting:
    The process of selecting risks for insurance and determining in what amounts and on what terms the insurance company will accept the risk.

  • Underwriting Profit or Loss:
    The amount of money which an insurance company gains or loses as a result of its insurance operations.

  • Unearned Premium:
    The portion of a premium that a company has collected but has yet to earn because the policy still has time to run.

  • Uniform Premium:
    A rating structure in which one premium applies to all insureds, regardless of age, sex, or occupation.

  • Uninsured / Underinsured Motorist Coverage:
    A type of insurance that pays the policy holder and passengers in their automobile for bodily injury caused by the owner or operator of an uninsured or inadequately insured automobile.

  • Universal Life Insurance:
    A flexible premium life insurance policy under which the policyholder may change the death benefit from time to time and vary the amount or timing of premium payments.

 

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Insurance Glossary is Copyrighted By Richard H. Reynolds.
Keller-Lowry Insurance, Inc. Uses This Glossary By Permission.

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